If you’re trying to stretch your grocery dollars, you might be overlooking one of the most valuable benefits tied to your weekly shop: fuel rewards. Many grocery store chains offer programs that allow you to earn discounts at the pump based on how much you spend on food. When paired with smart shopping tactics and payment tools, these rewards can lead to serious savings on gas.

Here’s how to use your grocery habits to lower your fuel bill without changing where you shop or fill up.

Earn Fuel Points Every Time You Shop

Grocery chains like Kroger, Safeway, and Giant operate popular fuel rewards programs that link directly to your loyalty account. For every dollar spent on groceries, you earn points that translate into cents off per gallon at participating gas stations.

Here’s how some of the major programs work:

• Kroger Fuel Points: Earn 1 fuel point per $1 spent. Every 100 points equals 10¢ off per gallon at Kroger Fuel Centers or Shell.

• Safeway for U: Earn points that can be redeemed for gas discounts at Safeway or Chevron stations.

• Giant Flexible Rewards: Offers gas savings and grocery discounts through point accumulation.

Be sure to enter your phone number or scan your rewards card at checkout every time to build up your fuel point balance.

Look for Fuel Point Multipliers and Promotions

Many stores run limited-time promotions that offer double or triple fuel points on specific products or during certain days. These deals are often advertised in-store or in digital flyers, and they can accelerate your savings significantly when timed right.

Some promotions even let you earn bonus fuel points for purchasing retailer gift cards or participating in seasonal sales events. Check the digital coupons section of your store’s app to activate these offers in advance.

Combine Grocery Rewards With Cashback Payment Apps

After earning your fuel points from groceries, take it a step further by using payment tools that offer cashback for your gas purchases. For example, you can earn cashback with a Shell gift card purchased through Fluz and still redeem your grocery fuel points at the pump. This gives you a discount from your grocery rewards plus real-time cashback from your payment method.

This method works especially well at Shell and Chevron stations that participate in both grocery partnerships and Fluz gift card rewards. Be sure to check the terms at your local station.

Bonus: Stack With Grocery Cashback Tools

Apps like Ibotta and Rakuten can also provide cashback for your grocery purchases, adding another savings layer to your routine. By syncing your receipts or shopping through affiliated portals, you can collect rewards that further reduce your monthly expenses—some of which can be reinvested into fuel purchases.